Our Blog
Homeowners Insurance: Replacement Cost or Actual Cash Value?
They say you don’t know what you’ve got until it’s gone. This simple phrase can sum up the thoughts and disappointment homeowners have after they...
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Why You Should be Grateful for the Year 2020
To say the year 2020 was anything but calamitous would be an immense understatement. We lost great talents with the passing of Kobe Byrant and...
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Things We Are Grateful for This Year
There is no denying it. The last couple of years have been difficult for everyone. A global pandemic has gripped the globe, politics have become...
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Mortgages Dissected: Details to Know
Whether you are a first-time homebuyer or looking to refinance, the mechanics of a mortgage are often a mystery. We break down mortgage basics in...
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Pool Safety Tips
Summer is here and the swimsuits are out! Nothing beats sitting next to a cool pool on a hot summer day with friends and family. And while swimming...
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How to Save on Electricity for Free
Do you cringe every time you open your electric bill? If you are like the millions of homeowners across the country, you likely wonder if there is...
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5 Creative Spring Décor Ideas
Ah, spring! A time when the Earth awakens from its winter slumber and bursts back to life. Seedlings emerge from the soil, fields of grass turn...
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What Are Alternatives if LTC isn’t Right for You?
Almost 70% of Americans aged 65 or older will require long-term care. This type of care includes non-medical services such as bathing, dressing,...
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Forget Salad Recipes, Try a Salad “Matrix”
Does anything scream “I’m on a diet” more than eating a salad for lunch? Probably not. While salads are innately healthy, too many of us have been...
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7 Ways to Improve the Quality of Life of Seniors You Care About
smiling senior couple walking with golden retriever dog in park Quality of life is defined by an individual’s physical, mental, and emotional state...
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Carbon Monoxide Concerns in the Home
It is has no odor or color; and can be deadly. Carbon monoxide (CO) is a gas produced by the incomplete combustion of fuel. When present in the...
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4 Tips for a Less Stressful Summer
Not all stress is bad. After all, in certain situations, stress can be life-saving. Also known as our “fight-or-flight” response, stress exists as...
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Death and Taxes (and Insurance?)
Was it Mark Twain or Ben Franklin who famously stated it is “impossible to be sure of anything but death and taxes?” Actually, the correct answer...
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What to Avoid When Switching to Medicare from the Public Health Exchange
If you have health insurance coverage through the Public Health Exchange, you must switch to Medicare when you approach 65. However, there are some...
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Will My Life Insurance Policy Cover Me If Something Happens While Traveling?
When applying for a life insurance policy, you will be asked to answer numerous questions. Each question is designed to provide underwriters the...
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Featured Blogs
- Loss Assessment Coverage: The Surprise Condo Bill You Didn’t Budget For
- The “Free Preventive Care” Myth: What’s Actually $0, and What Still Costs You
- When “Just Enough” Life Insurance Becomes Not Enough
- Water Damage: The Most Common “Small Leak, Big Bill” Scenario for Condo Owners and Renters
- Subtle Enrollment Traps: When a “Life Event” Doesn’t Count as a Special Enrollment Period
- The ‘New Parent’ Coverage Gap Nobody Mentions
- The Condo Master Policy Myth: What Your Association Covers vs. Your Responsibility
- Motorcycle Injuries Aren’t Like Car Injuries: Coverage Gaps People Discover Too Late
- Deductible vs Out-of-Pocket Max: Two Numbers People Confuse (and the Impact on Real Bills)
- Your Life Insurance Isn’t ‘Portable’ Like You Think (The Employer Coverage Trap)
- Short-Term Rentals and “Guest Medical Bills:” When Home/Condo Insurance Helps—and When It Doesn’t
- Prescription Gotchas: Prior Authorization, Step Therapy, and Formulary Changes
- The ‘Two Deductibles’ Problem: When You Pay Your Auto Deductible and Your Health Deductible
- Boats, Pools, Trampolines, E-Bikes: The Fun Stuff That Can Trigger a Medical Claim and a Liability Claim
- The $0 Plan That Still Protects Your Family: Budget-Friendly Life Insurance Laddering
- Your Health Plan Might Not Cover That: The Hidden ‘Transportation Gap’ After an Accident
- A Subtle Enrollment Trap: When a “Life Event” Doesn’t Count for a Special Enrollment Period
- Two Mistakes People Make When Choosing a Medicare Supplement—and How to Avoid Them
- The 4 Most Misunderstood Auto Coverages, Explained in Plain English
- Do You Need Insurance for Your Snowmobile? Here's What to Know Before You Ride
- Leave a Lasting Legacy: How Life Insurance Can Be a Powerful Charitable Gift
- Why Roof Age Matters More than Ever to Homeowners Insurance
- Private Health Insurance vs. Marketplace Plans: How to Know Which One Is Right for You
- Is Your Homeowners Insurance Company Spying on You?
- What to Know About Medicare’s New WISeR Model: Aiming for Smarter Spending, Not Less Care
- Reasons Why Where You Park Your Car at Night Affects Your Insurance Rate
- How One Life Insurance Feature Saved a Financial Plan
- Gap Insurance: What It Is and Why You Might Need It
- You’re Retiring at 68—Did You Miss Your Medigap Enrollment Window?
- Water Backup Coverage & How to Protect Your Home from Burst Pipes
- Your Spouse Isn’t Eligible for Medicare Yet—Now What?
- Road Rage Incidents: Are You Covered If Things Get Out of Hand?
- Which Medicare Option Works Best for Snowbirds?
- The Overlooked Connection Between Dental Visits and Overall Health
- How Your Credit Score Affects Your Auto Insurance Rate (and What You Can Do about It)
- Funding a Business Buyout with Life Insurance: What Every Partner Should Know
- Protecting College Students' Belongings: What You Need to Know
- What Happens if You Get Hurt on Vacation?
- Top 5 Myths about Umbrella Insurance—Busted
- Does Your Health Insurance Cover Nutrition Counseling?
- Does Your Insurer Track Your Driving with a Device? What to Know Before You Opt In
- Health Insurance for Self-Employed Professionals: What Are Your Options?
- Your College Student Is Off to School—Is Their Stuff Covered?
- What to Do If You Get a Surprise Medical Bill
- Home Renovation? Here's When to Notify Your Insurance Agent
- Coverage for College Students: Are They Still Protected Under Your Plan?
- Does Your Car Insurance Cover Riots, Vandalism, or Civil Unrest?
- Does Your Health Insurance Cover Mental Health Services?
- Will Insurance Cover a Contractor or Handyman Injury on Your Property
- What Happens If I Outlive My Term Life Insurance Policy
- Flexible Spending Accounts: A Smart Tool to Save on Health and Dependent Care Costs
- Why Some Doctors Prefer Patients with Medicare Supplement Plans
- Beat the Heat: Smart Ways to Stay Cool All Summer Long
- Top 10 U.S. Roadside Attractions to Visit this Summer
- Term Life Insurance vs. Accidental Death and Dismemberment: What’s the Difference?
- Bikes, Kayaks, and Rooftop Gear: What Your Insurance Covers
- How to Obtain an International Driving License and Why You Might Need One
- ER, Urgent Care, or Virtual Visit? Where to Go and What It’ll Cost You
- What Is PIP Insurance—and Why It Matters to You
- Walk First, Wander Later: The Travel Hack You’ll Wish You’d Known Sooner
- Are E-Bikes Considered Motorized Vehicles for Insurance or Registration?
- Key Man Insurance Explained: Coverage, Structure, and Tax Implications
- Understanding Term Life Insurance Convertibility: Your Future Self May Thank You
- Rip Tides: What They Are, How to Spot Them, and What to Do If You're Caught in One
- When the Wind Blows: What Happens If Your Tree Falls on a Neighbor’s House?
- Boat Insurance Basics: Why Proper Coverage Is a Must for Every Boat Owner
- Understanding Roadside Assistance: Is It Worth the Extra Premium?
- The Benefits of Visiting Your Farmers Market this Summer
- Carpooling to Sports Events this Summer? Make Sure Your Insurance is on Board
- Concierge Medical Care: A New Way To Better Health
- Safe Travels: How to Prepare Your Family for an International Vacation
- Ocean, Lakes, and Pools, Oh My! Tips for a Safe Summer Around Water
- Understanding the EOB: What Is It and Why Should You Care?
- Why Your Dentist Might Be Your Most Important Healthcare Provider
- Big Brother in the Dashboard: The Truth about Telematics Devices
- Would You Bet $7,000 on Your Health This Year?
- Breathe Easy: The Surprising Benefits of Houseplants in Your Home
- Hidden Protection: Homeowners Coverage You May Not Know You Need
- Understanding the Unique Challenge
- Term Insurance: A Smart Way to Secure Your Family’s Future
- The Ultimate Spring Bucket List: Fun Activities to Enjoy the Season
- Protecting Your Furry Friend and Your Wallet
- Spring into Wellness: How to Boost Your Health and Energy this Season
- Top 5 Common Insurance Myths and the Truth Behind Them
- Understanding Universal Life Insurance: Is It Right for You?
- The Importance of Comprehensive Coverage: What It Is and Why You Might Need It
- Breaking Down Home, Auto, and Life Coverage
- Understanding Your Insurance Options
- The Hidden Benefits of Health Insurance You May Not Be Using
- Questions to Ask Before Choosing an Insurance Policy
- Healthy Habits, Healthier Premiums: How Lifestyle Changes in 2025 Can Impact Insurance Rates
- Does Your Policy Cover Winter Storms? Understanding Your Property Insurance in Extreme Weather
- Why Insurance Should Be Part of Your 2025 Resolutions
- New Year, New Home? Essential Insurance Tips for First-Time Homebuyers in 2025
- New Year, New Coverage: Why January Is the Perfect Time to Reassess Your Health Insurance Needs
- Smart Ways to Cut Insurance Costs without Sacrificing Protection
- Year-End Insurance Checklist: Ensure You're Covered for the Year Ahead
- The Tail Wagging Truth: Unpacking the Value of Pet Insurance for Your Furry Friends
- Life Insurance Myths Debunked: What You Really Need to Know
- Why Choosing an Independent Insurance Agent Could Be Your Best Decision Yet
- Autonomous Vehicles and Insurance: Adapting Policies for the Future of Driving
- Exploring the Benefits of Whole Life Insurance Beyond Basic Coverage
- The Critical Role of Life Insurance in a Comprehensive Personal Finance Strategy
- A Layman's Guide to Choosing the Right Health Insurance Plan
- Protect Your Castle: Essential Tips for First-Time Homebuyers on Choosing Home Insurance
- Flu Season Survival Guide
- How to Create a Home Inventory for Insurance Claims
- Prioritizing Preventive Care in Your Wellness Journey
- Brown and White Eggs: What’s the Difference?
- DIY Disaster Preparedness Kit: Make your own disaster preparedness kit with these essentials to keep your property and family safe
- Understanding the Different Types of Property Insurance Coverage: Are You Fully Protected?
- Why Supplemental Health Insurance Might Be Worth Considering
- The Benefits of Bundling: How Combining Policies Can Save You Money
- Is there such thing as Hurricane Insurance?
- Health Savings Account: Is It Worth It Having it?
- The Impact of New Technology on Insurance
- Why Property Insurance Isn't Enough: Essential Property Preparedness Tips Every Homeowner Should Know
- Healthy Living on a Budget: How Insurance Can Help You Save on Wellness Expenses
- Protecting Your Investments: The Role of Insurance in Wealth Management
- Understanding Co-Pays vs. Coinsurance: Making Sense of Your Health Insurance Costs
- Rising Temperatures, Rising Risks: How Climate Change Affects Property Insurance
- Insurance Myth Busters: Debunking Common Misconceptions about Coverage
- Pool and Liability Insurance: Staying Safe and Protected around the Water
- Understanding Your Health Insurance Deductible: Tips for Making the Most of Your Coverage
- The Evolution of Insurance: Trends and Innovations Shaping the Industry
- Fire Safety Awareness: Mitigating Risks and Ensuring Adequate Coverage
- Healthy Habits for the Summer: Tips for Utilizing Your Health Insurance Benefits
- The Future of Work
- Emergency Preparedness: How Insurance Can Provide Peace of Mind During Crises
- Scenarios that can lead to a voided Property Insurance policy
- Managing Chronic Conditions: How Health Insurance Can Help You Stay Healthy All Year Round
- Navigating Insurance Renewals: Tips for Reviewing Your Policies
- Summer Safety Tips: Protecting Your Property and Liability Risks
- The Importance of Preventive Care Coverage: How Your Health Insurance can Save You Money in the Long Run
- Easy & Creative Ideas to Refresh Your Home for Summer
- Revamping Your Home? You May Need to Revamp Your Coverage
- Health Insurance 101: A Guide for Recent Graduates
- How Milestones Can Affect Your Coverage Needs
- Safeguard Your Medicare Number: A Guide to Avoiding Fraud and Protecting Your Benefits
- Thinking of Renting Out Your Property? Consider These Liability Risks First
- How to Fall Back Asleep After Waking in the Middle of the Night
- Demystifying Mortgage Rates
- Embrace Strong Bones: Tips for Lifelong Health
- How to Improve the Air Quality in Your Home
- Should I Buy a Second Home?
- How to Avoid Muscle Loss as You Age
- The Rise of Urban Gardening
- Tech-Enhanced Property Preparedness
- Art of Mindful Eating: Transform Your Meals, Transform Your Life
- Fueling Your Mind with Brain-Boosting Foods
- Protecting Your Family's Financial Future
- 5 Simple Ways to Boost Your Immune System (and 1 unusual way)
- Embracing Our Roles: Renewing Our Commitment to Sustainable Living
- Tips for a Stress-Free Tax Season Experience
- Spring fitness ideas
- Spring cleaning your yard and home exterior
- Inspirational women who make the world a better place
- Creating a Positive Start to Your Day
- Spring Forward: Adjusting Your Routine for Daylight Saving Time
- Gratitude - Key to a Positive Mindset
- Adopting a Holistic Wellness Approach to a Healthier You
- 3 Common Sense Things People Should Know
- Exploring Superfoods: Nutrient-Packed Ingredients for a Healthy Diet
- The Rise of Eco-Friendly Homes: Sustainable Property Trends
- Unraveling the Mystery of the Extra Day
- Digital Detox: A Healthy You in a Hyperconnected World
- Financial Fitness in 2024: Budgeting and Saving Tips
- Three Joyful Habits for a Healthier You in 2024
- New Year's Resolutions: Staying Committed Year Round
- The Magic of Christmas Traditions
- Staying Healthy During the Winter Months!
- Tips to reduce the stress of hosting
- How to be a Time Management Whiz During this Busy Season
- Self-care tips for December
- Mastering the Mind: Techniques for Better Memory and Cognitive Function
- The Art of Productive Procrastination: How to Make the Most of Downtime
- Eating for Energy: Foods that Boost Your Stamina and Productivity
- How to enjoy and celebrate chilly, gloomy days
- Thriving in Your Golden Years: Strategies for Aging Gracefully and Vibrantly
- Best Dog Breeds that Suit Your Needs
- Reduce Stress: Develop Patience
- DIY Delights: Creative Projects for Seniors
- Coping with Seasonal Affective Disorder (SAD)
- Long-term Health Benefits of Physical Activity
- How to Trim Down Hidden Costs of Flying
- Best foods for hydration
- How to Experience Positive Aging (8 Tips)
- How to Improve Your Health: The 5 Main Aspects of Wellness
- Are you underinsured for your circumstances?
- How to Build Sustainable Wealth
- How to Maintain Our Body
- Enhancing Resilience as We Age
- The Body After 60: Overcoming Barriers to Exercise
- The best herbs to grow for beginners
- Foods you had no idea you could freeze
- Is celebrating your 100th birthday no longer a dream?
- Medicare and Medicaid: Dual eligibility
- Summer Workouts for Your Dose of Vitamin D
- What’s Keeping You from Losing Weight?
- Music and Your Wellbeing
- Your NEW Social Security Statement
- How to Dispose of Unused Medications
- Smart Home Systems: Promoting a Comfortable Environment for Seniors
- Aging and Our Body’s Ability to Heal Itself
- Keeping Health Insurance After a Layoff
- What is Credit Health Insurance? (Copy)
- What is Credit Health Insurance?
- Waking Up to the Impact of Insomnia
- How Life Insurance Benefits Women
- Electric Car: To Buy or to Lease?
- What experts say about raising the retirement age
- Coverage for healthcare treatment denied? Here's what you can do.
- Sharing the Road with Cyclists
- Buying Life Insurance for an Elderly Parent?
- Does Uber Insurance Cover Passengers?
- Living Your Best Life After 60
- Buying Health Insurance: A Millennial’s Guide
- Self-Love Ideas for Valentine’s Day
- Life Without Clutter
- When to Upgrade Your Auto Insurance
- Winter Hydration – Do I Need It?
- I’m 60+; Do I Need Life Insurance?
- Why Do I Keep Breaking My New Year's Resolutions?
- Closing Out the Year with a Smile!
- How to Enjoy a Long Layover
- 6 Cold Weather Safety Tips
- How Social Security Cost-of-Living Adjustments Affect Your Taxes
- 10 Tips for Managing Cholesterol Levels
- How Much Life Insurance Do You Need Right Now?
- 3 Top Tips for Better Posture
- Building Bone Density for Seniors
- Living Outside Your Comfort Zone in Retirement
- 3 Top Habits that Lead to a Happy Life After Retirement
- Should You Insure Your Gifts?
- Everything You Need to Know When Retiring Under 65
- 7 Benefits of Slow Travel
- Utilizing Medicare Preventative Services
- The Harsh Reality of Credit Card Fees
- Keeping Your Health Insurance Affordable
- 7 Tips to Weather Challenging Periods in Your Life
- What is a Variable Annuity? 4 Key Details You Should Know
- 4 of the Best Ways to Stay Healthy this Summer
- How to Prevent Sun Damage to Your Eyes
- 3 Tips for Safer Grilling
- When the Sun is NOT Your Friend (What You Need to Know about Sun Exposure)
- Tips to Avoid Stress Eating
- Common Exercise Pains – How to Work Past Them and When to Call for Help
- Signs Your Identity Has Been Stolen (and what to do about it)
- How Does Inflation Affect Life Insurance?
- Know the Benefits of Walking
- Do Brain Food Supplements Really Work?
- Preventing Heart Health Issues
- 5 Things You Need to Get the Best Home Insurance Quote
- Does a Stay-at-Home Spouse Need Life Insurance?
- Whole or Term Life Insurance
- Homeowners Insurance: Replacement Cost or Actual Cash Value?
- Why You Should be Grateful for the Year 2020
- Things We Are Grateful for This Year
- Mortgages Dissected: Details to Know
- Pool Safety Tips
- How to Save on Electricity for Free
- 5 Creative Spring Décor Ideas
- What Are Alternatives if LTC isn’t Right for You?
- Forget Salad Recipes, Try a Salad “Matrix”
- 7 Ways to Improve the Quality of Life of Seniors You Care About
- Carbon Monoxide Concerns in the Home
- 4 Tips for a Less Stressful Summer
- Death and Taxes (and Insurance?)
- What to Avoid When Switching to Medicare from the Public Health Exchange
- Will My Life Insurance Policy Cover Me If Something Happens While Traveling?
- Ways to Get the Best Health Care
- Thanksgiving: 4 Contactless Ways to Give Back
- 6 Factors Impacting Homeowners Insurance Costs
- 3 Incredible Healthcare Smart Technologies Coming Your Way
- Maintenance Checklist for the Year-End
- 5 Most Common Estate Planning Mistakes
- Flood Insurance 101
- Factors that Affect Health and Life Insurance Coverage
- Veteran and Medicare Benefits Work Together
- Do I Need a Long-Term Care Plan?
- How to Host a Successful Virtual Holiday Party
- I’ve Been Denied a Life Insurance Policy. Now What?
- Adapt Your Home for Safe Mobility
- Winterizing the Home
- What are the Safest States From Natural Disasters?
- Aging In Place – What You’ll Need
- Is One of These Factors Keeping You from Seeking Life Insurance?
- Bucket List Ideas and Why It’s Important
- Understanding Hurricane Deductibles
- When to Drop Collision on Your Auto Insurance
- How to Protect Your Home from Wildfires
- Senior Diet: To Meat or Not to Meat
- Is Pet Insurance Worth It?
- Insurance Coverage All Small Business Owners Must Consider
- Why Gardening is Good for Your Health
- Healthy Recipes for Fall Produce
- How to Choose an In-Home Care Provider for Your Loved One in 5 Steps
- What Is Road Trip Insurance?
- Ben Franklin: Father of Modern Insurance
- Getting Fit Before the Medical Exam
- Best Nutrition Apps
- Conversation Etiquette: How to Express Your Opinion on Social Media
- 7 Myths About Your Back Pain
- How to Take Care of Your Personal Intangible Assets
- Who Invented Insurance Anyway?
- The Basics of Insurance APIs
- Back to Work: How Businesses Are Trying to Make Workers Feel Safe
- 20 Easy Ways to Reduce Fire Hazards
- How to Prepare for Retirement Considering Inflation
- Dream All-Inclusive Trips to Escape the Cold
- Common Senior Micronutrient Deficiencies
- Don’t Lose Non-Refundable Down Payments with Travel Insurance
- Reducing Stress Through Music
- Which Ages Are Important for Retirement Planning
- 5 Foods that Will Help Keep Your Mind Healthy
- Choosing the Right Homeowners Insurance
- Stacked vs Non-Stacked Uninsured Motorist Coverage
- 8 Gas Savings Tips During Summer
- How to Live Without Regrets
- Starting a Business After 60? Use These 4 Tips for a Head Start
- Don’t Throw Away Those Used Coffee Grounds
- How to Get Health Insurance if You’re a Freelancer
- The Art of Aging Well
- Keeping Your Landscaping Lush Under the Hot Summer Sun
- Power Foods that Lift the Spirit
- New Energy After 60? 4 Ways to Biohack Your Health
- I’m 50 Years Old. Should I Keep My Life Insurance?
- Safety Tips for Driving in Winter
- Insure What? Celebrity Body Parts Insured
- How to Stay Hydrated During the Summer Season
- Company Health Insurance vs Individual Insurance
- A Morale Makeover for Your Home? Yes Please!
- Are Personal Items Covered by My Auto Insurance Policy?
- What to do if Your Travels Get Delayed Due to Weather or Flight Cancellations
- Using HSAs in Your Retirement Planning
- Safety Tips for Outdoor Barbecues
- Benefits of Grateful Living
- Ways to Enjoy the Outdoors at Home
- How to Spot Government Imposters
- Ways to Locate a Lost Life Insurance Policy
- 6 Strange Insurance Policies You Can Buy
- What You Don’t Know About Senior Fitness
- Remote Activities You Can Do with Your Grandkids
- Ways to Make Your Home Office Work (Even if it’s your kitchen)
- 5 Mistakes to Avoid When Buying a Life Insurance Policy
- Critical Times in Life that You Need Life Insurance
- How Much Do Millennials Actually Need to Retire Comfortably?
- Should You Pay Off Debt or Save For Retirement?
- Post Pandemic Travel Tips
- Meditation: Seizing the Moment
- Do I Really Need Condominium Insurance?
- Is Working from Home Covered by Homeowners Insurance?
- How Valuable Is Cash Value Life Insurance?
- The Last Guide to Chair Yoga You’ll Ever Need
- What are Intangible Assets and What to Do with Them
- Should You Get a Puppy?
- Happiness Through Healthy Food
- Giving and Forgiving
- Mistakes You Can Make When Exercising at Home
- Smart Things to Consider When Buying a House
- Exercises for a Sedentary Lifestyle
- Gutter Guards: Do They Work?
- 5 Step Checklist to Choosing a Health Insurance Plan
- Overlooked Products to Consider When Planning for Retirement
- Why You Should Never Lie to the Underwriter
- Sleep Care is the New Self-Care
- Life Insurance for Your Newlywed Child
- Test Entry
- The Cost of Home Ownership
- Why Buy Life Insurance on Children
- Baby On Board! 9 Tips for Carrying Precious Cargo
- Tips for Making Dinnertime Special
- The Home Insurance Claims Process
- Latest Test